General

By accessing this website and any of its pages (the "Website"), you (the "User") accept the terms set out below, and by continuing to use this Website following the posting of any changes to these terms, you will signify your consent to the changes made.

Any information, products or services supplied in this Website may be withdrawn or amended at any time without advance notice, at the discretion of Ruibang Securities Limited ("Ruibang"). The eligibility of clients for particular information, products or services is subject to the final and absolute discretion of Ruibang.

Ruibang Securities Limited endeavours to ensure the accuracy and reliability of the information provided, but do not guarantee its accuracy and reliability and accept no liability for any loss or damage arising from any inaccuracies or omissions, or from any decision, action or non-action based on or in reliance upon information contained in this website.

HKEX Information Services Limited, its holding companies and/or any subsidiaries of such holding companies endeavour to ensure the accuracy and reliability of the information provided but do not guarantee its accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omissions.

Information

The information presented in or through this Website is provided on an "as is" and "as available" basis and is of a general nature which may not have been verified, considered or assessed by Ruibang Securities Limited. The information presented in or through this Website is intended for general circulation and does not constitute investment, legal, accounting, tax or financial advice. It does not take into account the specific investment objectives, financial situation or particular needs of any person, and any information contained herein should be verified independently and advice should be sought from a financial adviser regarding the suitability of any investment, taking into account the specific investment objectives, financial situation or particular needs of the investor, before the investor makes a commitment to transact in any investment.

No Offer

The information on this Website and its contents are provided for information purposes only and do not constitute a transaction, a solicitation of an offer, an invitation or an offer, nor shall it form the basis of or be relied on in connection with any contract or commitment whatsoever. Investment involves risks. Investors should note that the investment value may fall as well as rise and past performance may not be indicative of future performance. Independent professional advice should be sought prior to making any investment decision. Ruibang expressly disclaims any legal liability for any claim for any loss (whether direct or indirect) of the use of the information provided on this Website.

Information presented in or through this Website is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject Ruibang to any registration or licensing requirement within such jurisdiction. Those to whom such prohibitions apply should immediately discontinue any use of the Website.

Links

This Website may contain links to other websites. Such links are provided for reference only and were independently developed by parties other than Ruibang Securities Limited. Ruibang Securities Limited has not reviewed any of the websites linked with or connected to this Website, or which provide links to this Website, and Ruibang Securities Limited is not responsible for the contents of or the consequences of accessing any such linked websites and does not assume any responsibility for the accuracy or appropriateness of the information contained at such websites. The inclusion of any link does not imply endorsement by Ruibang Securities Limited. Access to and/or use of any such linked website is at the User's own risk.

E-mail

You should be responsible for ensuring that your e-mail address is able to receive an e-mail.You should be responsible for ensuring that your e-mail address is able to receive an e-mail.You should be responsible for ensuring that your e-mail address is able to receive an e-mail.

You should take all reasonable precautions to prevent any unauthorized or fraudulent use of your email account, and to ensure to prevent any person who, without authorization or by fraudulent means from reading your e-mail.

E-mail we sent may not be encrypted and protected; it may not be able to avoid being destroyed by the third party. You should be responsible for ensuring that your passwords and any other personal information or data are kept confidential.

If there is any Email sent by us that requires you to provide the information about your account or password, you should never reply to such Email because we would never make such request. We will never require you to enter any personal information or passwords in the hyperlinks that we provide in our email.

If any E-mail or hyperlink sent by us be unreadable, you should notify us as soon as possible.

We will only send the same message once a time. If you delete the message, we will not resend it again.

You are not obliged to reply to any message sent by us.

Indemnity

You agree to indemnify and hold the Group, our employees, agents, officers, directors, contractors, suppliers and other representatives harmless from and against all liabilities, damages, claims, actions, costs and expenses (including legal fees), in connection with or arising from:

your breach or non-observance of any of the terms and conditions herein, either by yourself or any other person or entity where such person or entity was able to access and/or use this Website by using your User Name and/or password; or

your access to and/or use of this Website by either yourself or any other person or entity’s access to and/or use of this Website where such person or entity was able to access this Website using your User Name and/or login Password.

Private Policy

This Privacy Policy Statement also applies to Ruibang clients.

Ruibang Securities Limited may make changes to this Privacy Statement from time to time and such changes will be posted on this site. Ruibang Securities Limited may also decide, but is not obliged to notify its Users by email of significant changes.

We are committed to safeguard the privacy of individuals with respect to your personal data. Ruibang Securities Limited assures that our policies and practices, and those adopted by our affiliated companies and agents in relation to the collection, use, retention, disclosure, transfer, security and access of your personal data comply with the requirements under the Personal Data (Privacy) Ordinance (Chapter 486) (the “Ordinance”) under the laws of Hong Kong, as well as the relevant code of practice and guidance issued by the Office of the Privacy Commissioner for Personal Data, Hong Kong. The meaning of the term “personal data” adopted in this Statement is defined in the Ordinance.

Use of Personal Data

Personal data collected from you on this website will be used for the particular purposes:

1. makes use of User Information to deliver the services available on our website, and to enforce its policies as stated in the Terms and Conditions.

2. collect personal information to conduct our business.

3. understand your financial needs

4. provide you with better customer services and products.

Ruibang Securities Limited will not intentionally disclose User Information to anyone else except as may be required by law, governmental authorities or any other legal or investigative process. The User grants Ruibang Securities Limited the right to disclose User Information in such form that does not provide specific names, addresses, phone numbers or email addresses to third parties for the purposes of promoting the services on Ruibang website.

Ruibang Securities Limited reserves the right to perform statistical analyses of user behaviour and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners. Ruibang Securities Limited may provide aggregated data from these analyses to third parties.

By accepting the terms and conditions herein, and without limitation as to the generality of the foregoing, the User agrees to allow Ruibang Securities Limited to store, compile and maintain the databases of user information and other information derived from the use of the services on Ruibang website; and that Ruibang Securities Limited may use such information in the administration, operation and management of our services. Ruibang Securities Limited will own the copyright in respect of any compilation(s) and collections of such information.

Retention of Personal Data

Personal data collected will be kept confidential, but Ruibang Securities Limited may disclose or transfer such data to associated companies including but not limited to agents, contractors or third party service providers which provide administrative, telecommunications, computer or other services to Ruibang Securities Limited in connection with the operation of its business, any other person under a duty of confidentiality to Ruibang Securities Limited and the Securities and Futures Commission. The personal data will never disclose any personal information for any other purposes without your consent unless such use is permitted or required by law or regulation.

Security

Ruibang Securities Limited will use such encryption measures as may be appropriate for the collection of your personal data via the Internet. Given the nature of the Internet, Ruibang Securities Limited cannot guarantee that these measures are 100% secure. Ruibang Securities Limited will also take such steps as are appropriate to ensure the security of personal data held by it. This will include password protection and other electronic and physical security methods, where appropriate, to ensure that the personal data can only be accessed by its authorized personnel.

When you visit our websites, we will record your visit and IP Address only and will not collect any personal data from you unless otherwise stated. Cookies used (if any) in any part of our websites will not be deployed for collecting personal data. For your information, Cookies are small computer files that can be stored in web surfers' computers for the purposes of obtaining configuration information and analyzing web surfers' viewing habits. They can save you from registering again when re-visiting a website and are commonly used to track your preferences in relation to the subject matter of the website. You may refuse to accept Cookies by modifying the relevant Internet options or browsing preferences of your computer system, but to do so you may not be able to utilize or activate certain available functions in our websites. Our websites may bar users who do not accept Cookies.

Opt Out

Upon request, Ruibang Securities Limited will allow any user to "opt out" of further promotional contacts at any time. Additionally upon request, Ruibang Securities Limited will use reasonable efforts to allow users to update/correct personal information previously submitted which the user states is erroneous to the extent such activities will not compromise privacy or security interests. Also, upon a user's request, Ruibang Securities Limited will use commercially reasonable efforts to functionally delete the user and his or her personal information from its database; however, it may be impossible to delete a user's entry without some residual information because of backups and records of deletions.

Notwithstanding any opt-out of receiving promotional and/or marketing information by the user, Ruibang Securities Limited reserves the right to contact a subscriber regarding account status, changes to the subscriber agreement and other matters relating to the underlying service and/or the information collected.

Hee Solutions Ltd, HKEX Information Services Limited, its holding companies and/or any subsidiaries of such holding companies endeavour to ensure the accuracy and reliability of the Information provided but do not guarantee its accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omissions.

I confirm I have read and acknowledge that I understand the contents of the Risk Disclosure Statement above, and agree to accept the risks stated therein.